Tips from Msbc:
Ask yourself: Is this purchase necessary? If it's not, rank it — high priority, medium priority, low priority. Keep in mind that it's not okay for everything on your wish list to be a high priority. Your list should split fairly equally between the three categories.
Now add up the amount of money you would save if you didn't buy everything in the low- and medium-priority categories. Pretty sizable sum, right?
By adding up these dollars, the potential savings become much more real. I'll bet you found at least $10 a day you could use to free yourself from debt and save for your future.
from Jean Chatzky’s Bottom LineThis week: Why it’s wise to pay bills immediately
maybe next time i will not bring my credit card out.. after using it for a few years, i forget that credit is my cash afterall...
1 comment:
compulsive spender is another term
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