Saturday, April 26, 2008

Shopaholism

I think i have some Shopaholism.. spelling shd be correct.. i kept thinking about have a wifi phone even i dun really need it.. and a lcd tv too.. i just bought some tech stuffs but i am still not satisfied.. so i google it.. http://moneycentral.msn.com/content/SavingandDebt/P58684.asp it sounded quite bad.. i could end up bankrupt next time if i spend too much.. this few mths, my credit bills are wiping out my savings.. got to do some savings again..

Tips from Msbc:
Ask yourself: Is this purchase necessary? If it's not, rank it — high priority, medium priority, low priority. Keep in mind that it's not okay for everything on your wish list to be a high priority. Your list should split fairly equally between the three categories.
Now add up the amount of money you would save if you didn't buy everything in the low- and medium-priority categories. Pretty sizable sum, right?
By adding up these dollars, the potential savings become much more real. I'll bet you found at least $10 a day you could use to free yourself from debt and save for your future.

from Jean Chatzky’s Bottom LineThis week: Why it’s wise to pay bills immediately

maybe next time i will not bring my credit card out.. after using it for a few years, i forget that credit is my cash afterall...

1 comment:

Anonymous said...

compulsive spender is another term

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